Debt Management

Save money by raising your Credit Score

Your credit score significantly impacts your finances in many ways – for example, the interest rate you pay on your mortgage, how much your auto insurance premiums are, and whether or not you can even obtain approval for a mortgage or other credit. Read »

Time to order free credit reports?

A federal law allows you to receive a free copy of your credit report every 12 months from the three nationwide consumer reporting agencies (Equifax, Experian, and Trans Union). Read »

How your credit score can boost the cost of borrowing

Last month we discussed the value of requesting a free credit report and checking it for errors. But beyond erroneous (or even fraudulent) infor­mation, your report contains clues on improving your credit score. Read »

Get your free credit report

The Fair Credit Reporting Act was amended late in 2004 to require the three major credit reporting agencies to provide you with a free credit report upon request. Read »

Should you pay down your home mortgage?

One question that we are fre­quently asked by our clients at Mentor is whether or not it makes sense to accelerate mortgage pay-ments in order to pay off the loan sooner. This is not as simple as it may seem. Read »

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